VA Loan - Qualify

Because of your military service, you've earned the right to apply for a VA home purchase loan or refinance loan with $0 money down, No Monthly PMI, easier credit requirements, & No Points.

VA loans have NO official minimum credit score.
Many Veterans are approved with scores as low as 500 using alternative credit (rent, utilities, phone, insurance) and manual underwriting.

Approval depends on lender guidelines, income, residual income, and overall financial profile.

Are you a Veteran, dependent, or surviving spouse?*

Veteran/Dependent Surviving Spouse Not sure

Select your military branch / eligibility:*

Do you currently rent or own your home?*

Rent Own

What is your current monthly housing payment? (Estimate)*

Where are you looking to purchase? (City, State)*

When are you planning to request your $0 Down VA Loan?*

How much would you like to borrow? (Estimate)*

What is your credit score (best estimate)?*

VA loans do not require a minimum credit score. If your score is low or limited, alternative credit may still allow approval.

Approximate yearly household income?*

Are you currently working with a real estate agent?*

Yes No

Were you discharged with a disability greater than 10%?*

Yes No Not sure...

(This helps us determine if your VA funding fee may be reduced or waived.)

Your First Name Only*

Last Name*

Email To Send Pre-Qualification Information*

After submitting, you’ll be taken to the next page to book a quick call.

Contact Number*

Please answer the required question(s) on this step to continue.

New VA Home Buying Program!